WMS SMART and Alloy Repair

SMART and Alloy Repair

SMART Repair and Alloy Wheel Insurance covers you for a sudden and unforeseen event resulting in a scratch, scuff, chip or dent to your vehicle or your alloy wheels. It is a combined product with both bodywork and alloys covered, with separate claim limits for each and damage repaired up to a set size.

Key Benefits

  • Combined tyre and alloy product
  • Choice of periods of cover
  • Guarantee on all policy repairs
  • Repairs can be carried out at home or at work

What is covered

Sudden and unforeseen event resulting in accidental damage to your vehicle, which can be described as one of the following:

  • Scratch, up to 1.5mm in depth, not exceeding 30cm in length
  • Minor Dent – dent to a metal body panel, not exceeding 30cm in diameter
  • Scuffed bumper, which is less than 30cm in diameter, less than 3mm in depth and sitting within one bumper panel
  • Scratched or scuffed wing mirror cover/casing, where the damage is less than 30cm in diameter and less than 3mm

In depth

  • Stone chip, up to 3mm in diameter and 1.5mm in depth, which can be filled and sealed to prevent rust
  • The cost of a repair to an alloy wheel in the event of accidental or malicious damage
  • A contribution towards a replacement alloy wheel in the event it is damaged beyond repair, up to a maximum of £150 per alloy wheel Sudden and unforeseen event resulting in accidental damage to your vehicle, which can be described as one of the following:
  • Scratch, up to 1.5mm in depth, not exceeding 30cm in length
  • Minor Dent – dent to a metal body panel, not exceeding 30cm in diameter
  • Scuffed bumper, which is less than 30cm in diameter, less than 3mm in depth and sitting within one bumper panel
  • Scratched or scuffed wing mirror cover/casing, where the damage is less than 30cm in diameter and less than 3mm

In depth

  • Stone chip, up to 3mm in diameter and 1.5mm in depth, which can be filled and sealed to prevent rust
  • The cost of a repair to an alloy wheel in the event of accidental or malicious damage
  • A contribution towards a replacement alloy wheel in the event it is damaged beyond repair, up to a maximum of £150 per alloy wheel

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