MOT Test Insurance

MOT Products from the WMS Group

Most vehicle owners get nervous when its time for an MOT, especially those driving older vehicles, more prone to mechanical problems.

Our MOT Test Insurance takes the worry away, protecting your customers from expensive MOT repair bills. Therefore, if your customers car fails its MOT, they are covered for any potential costly repair bills.

About Car MOT Insurance:

  • This insurance is valid in the event of an MOT failure certificate (VT30) being issued.
  • Cover includes the failure of named components under lighting equipment, steering, suspension, brakes, seats/seatbelts and much more.

For customers to qualify, the vehicle must have at least 90 days of its current MOT remaining, or in the case of vehicles under three years old, be more than 90 days from its first MOT date. 3-36 months’ cover available, with a £750 claim limit including parts and labour. The MOT fee and any retest fee are excluded from the cover provided. Please note that a £10 excess is payable on each claim.

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