WMS GAP

Guaranteed Asset Protection from the WMS Group

Guaranteed Asset Protection

Guaranteed Asset Protection (GAP) is designed to cover a motorist’s financial shortfall should their vehicle be declared a total loss. This means your customers will be able to recoup their initial investment in the vehicle – either as a monetary pay-out or as a like-for-like vehicle replacement.

We offer dealers both GAP options:

Return to Invoice Insurance

This product will help the customer bridge the difference between the motor insurer pay-out and the original invoice price of the vehicle.

  • Available to all cash and finance customers buying their car
  • Can cover any customer motor insurance company excess payment in addition to paying any finance company disparity
  • Available for periods up to 36 months
  • Can be combined with Finance GAP to give an all-encompassing product

Vehicle Replacement Insurance

This product will replace the customer’s vehicle and put them back into an equivalent model.

  • Will put the customer back into a ‘new or equivalent’ vehicle for up to 3 years
  • Can be combined with Finance GAP
  • Can cover any customer motor insurance company excess payment
  • The WMS Group will always look to buy the customer’s replacement vehicle from the original supplying dealer

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