Motor Codes’ Vehicle Warranty Products code explained

As a proud member of the Motor Codes’ Vehicle Warranty Products code, the WMS Group are committed to improving standards and increasing protection for consumers.

Motor Codes is the government-backed, self-regulatory body for the motor industry, operating with the full support of the Trading Standards Institute. Through three codes of practice – New Car, Service & Repair and Vehicle Warranty Products codes – they are dedicated to driving up standards for consumers and the industry as a whole, whilst adding another layer of protection for the consumer.

Their Vehicle Warranty Products code was introduced in 2014 across a range of automotive warranty and insurance products, and commits subscribers to higher standards than required by law. This code currently represents around 70% of the industry’s major car warranty providers with a combined administration in excess of three million policies. It ensures that participating warranty administrators adhere to clear advertising materials, point of sale obligations, clarity of information and complaints handling procedures.

Our promises

As a member of the Vehicle Warranty Products code, the WMS Group will ensure that:

  • Our products are advertised honestly and the consumer is given appropriate advice in selecting a suitable product at the point of sale.
  • Clear pre-contractual information is provided in order for the consumer to make an informed decision on the suitability of a warranty.
  • Consumers will receive clear information regarding what is covered under the warranty.
  • We provide a cancellation period of at least 14 days.
  • We have in place a simple claims procedure to fairly and promptly process claims or request for roadside assistance.

The code provides a free consumer advice line, access to free conciliation and an independent arbitration service for both insured products (i.e WMS warranty and Safe and Sound warranty cover) and non-insured products that lie outside the remit of the Financial Ombudsman Service (such as our VGS warranty cover).

imageThe Vehicle Warranty Products code covers the following products:

Mechanical Breakdown Insurance (MBI)
Service contracts / guarantees
Roadside assistance
MOT insurance
Tyre insurance
Key insurance
Guaranteed Asset Protection (GAP)
Vehicle Replacement Insurance (VRI)
Return to Invoice insurance (RTI)

Please click here to download a copy of the code and advice service. For advice or guidance regarding an extended warranty product, please contact Motor Codes’ advice line on 0800 692 0825 / 020 7344 1651 (9am – 5pm Monday – Friday excluding bank holidays).

The WMS Group will always aim to resolve any issues internally where possible, so please ensure that complaints are submitted via the correct procedure before contacting Motor Codes.

Our dealers include...